Product Details
Product Features:
覆盖广，纯信用、无抵押
Currency:
人民币
Repayment Term:
3个月
Repayment:
One-off principal repayment
with interest
准入条件：
店铺经营12个月以上
Product Advantage
专为跨境电商卖家专属定制，精准掌控备货周期
满足卖家“短、频、快”的融资需求
Product Advantage
专为跨境电商卖家专属定制，精准掌控备货周期
满足卖家“短、频、快”的融资需求
Wide coverage:
有店就有额度，支持Amazon、Shopee等平台
High credit limit:
Credit limit can be up to twice the monthly returned payment based on the credit of the store.
Quick and easy application:
线上申请，一键开通，极速到账、用款灵活
Flexible use of payment:
便捷支用，随借随还
助力卖家实现 高效流转资金池
Consultation service
Consultation service
Dedicated consumer service
一对一客户经理跟进，在线全程指导流程
Consultation services
Provision of one-stop solutions based on the actual situation and pain points of corporate customers.
Increase valuation service
Meeting various business needs of customers through a broad network of cross-border partners.
Steps of Use
A few simple steps to improve your cash flow and expand your business worldwide
Sign up
Sign up Dowsure
Grant authorization
授权店铺数据
申请
Fill up
application form
审批
自动化审批和放款
Frequently Asked Questions:
Questions about product? See the FAQ.
There is no requirement for a company’s length of operation time. Stores applying for loans should be in operation for at least one year.
You can withdraw funds in installments. Withdrawals are capped at 500,000 CNY within 7 days and single withdrawal is capped at CNY500,000. Once the principal is settled, lending limit will be renewed.
If the receiver of the loan payment is an individual, then the loan applicant must be that individual. If the receiver of the loan payment is a corporate, then the loan applicant must be a legal person of that receiving corporate.
Currently, supported e-commerce platforms include Amazon (USA, Germany, and other countries), eBay, Shopee, and more coming soon.
Loanee’s ID card, business license, and Class I Chinese banking card.
During the application process, you may open a Class II account with SPDB online and transfer funds to your Class I account upon disbursement.
You should transfer a repayment to an SPDB Class II account from the Class I account used for your application. SPDB deducts the repayment on the 15th of each month at 16:00. The current month's loan shall be repaid from the following month.
Currently, WF, Lianlian Pay, Epay, Skyee, Lakala Payment, iPaylinks, and PingPong are supported. More payment companies are coming soon.